My Ar-Rahnu Koguru Manir/ Pajak Gadai Islam, Emas, 916, Ar-rahnu

In the vibrant state of Terengganu, access to reliable and ethically sound financial services is crucial for individuals and businesses alike. For those seeking immediate financial assistance based on Islamic principles, My Ar-Rahnu Koguru Manir stands as a prominent and trusted option in Kuala Terengganu. This article aims to provide a clear, engaging, and informative overview of this financial establishment, helping local users in Terengganu understand its services, particularly its specialization in Islamic pawnbroking (Ar-Rahnu), and why it might be the ideal choice for their short-term financial needs.

Kuala Terengganu, as the capital city, is a hub of economic activity where residents often require quick and accessible financial solutions. Conventional pawnbroking, while widely available, may not align with the religious and ethical values of all members of the community. This is where Ar-Rahnu services, which operate on Shariah-compliant principles, become invaluable. My Ar-Rahnu Koguru Manir is dedicated to providing such services, ensuring that individuals can leverage their gold assets for immediate cash without engaging in interest-based transactions.

We understand that local users in Terengganu prioritize trust, transparency, and a comfortable experience when dealing with financial matters. This guide will delve into these very points, offering a factual portrayal of My Ar-Rahnu Koguru Manir based on publicly available information and customer feedback. Our objective is to present a friendly yet professional perspective, highlighting the benefits of choosing an Islamic pawnbroking service for your financial requirements.

The essence of a valuable financial service provider lies in its ability to offer clear terms, respectful service, and a safe environment for transactions. My Ar-Rahnu Koguru Manir appears to embody these qualities, as suggested by customer reviews. By exploring its operational details, service offerings, and reported customer experiences, we hope to paint a comprehensive picture. Our commitment is to remain impartial and present the data as it stands, enabling you to determine if My Ar-Rahnu Koguru Manir is the right choice for your financial needs in Terengganu.

As you continue reading, you will find specific details about My Ar-Rahnu Koguru Manir, including its precise address and contact information, which are essential for planning your visit. We believe that by compiling this information in a structured and easy-to-read format, we can assist the local community in making informed choices about their financial well-being in Kuala Terengganu. So, let’s explore what My Ar-Rahnu Koguru Manir has to offer the residents of Terengganu.

Choosing a financial institution, especially for services like pawnbroking, requires careful consideration. My Ar-Rahnu Koguru Manir aims to simplify this process by providing a transparent and comfortable service. The following sections will provide a detailed breakdown of what makes this particular Ar-Rahnu branch a suitable option for locals seeking quick, Shariah-compliant financing solutions.

Understanding the nuances of Islamic pawnbroking is vital for those who prefer ethical financial dealings. Unlike conventional pawnbroking which involves interest (riba), Ar-Rahnu operates on concepts like Qardhul Hasan (benevolent loan) and Ujrah (safekeeping fee), ensuring that the transaction remains free from forbidden elements. My Ar-Rahnu Koguru Manir aligns with these principles, offering a secure and trustworthy alternative. We aim to present all known facts to help you decide if My Ar-Rahnu Koguru Manir should be your preferred financial partner in Kg. Telok Menara.

My Ar-Rahnu Koguru Manir is conveniently located at LOT 14244 GM 10744 TINGKAT BAWAH BANGUNAN RUMAH KEDAI KG. TELOK MENARA, 21200 Kuala Terengganu, Terengganu, Malaysia. This address places it within the Kampung Telok Menara area, a part of Kuala Terengganu that is easily accessible for local residents and those from surrounding districts.

Being situated on the ground floor of a shop lot building (rumah kedai), the branch is likely to be visible and easily locatable within the local commercial landscape. For those travelling by car, the location in a kampung (village) area suggests that parking facilities, possibly street parking, would be available nearby, providing ease of access for customers bringing their gold items. The comprehensive address, including the lot and GM numbers, helps in precise navigation using GPS or mapping applications. While public transport options might vary in frequency depending on the specific location within Kg. Telok Menara, its presence in a residential area makes it a practical destination for local residents to reach for their financial needs, whether by private vehicle or ride-sharing services.

• Islamic Pawnbroking (Ar-Rahnu): Provides Shariah-compliant short-term financing by accepting gold items as collateral. This includes gold of various purities, such as 916 gold.
• Gold Valuation: Professional appraisal of gold items to determine their value for pledging.
• Cash Disbursement: Immediate release of funds upon successful appraisal and agreement of the pawned gold.
• Safe Storage of Collateral: Ensures the secure safekeeping of pledged gold items during the financing period.
• Redemption Services: Facilitates the redemption of gold items once the financing amount and safekeeping fees are repaid.
• Advisory Services: Likely offers guidance on the Ar-Rahnu process and terms to ensure transparency for customers.
• Acceptance of various gold types: Including different karats and forms of gold (e.g., jewellery, coins, bars, though primary focus is often on jewellery).

• Shariah-compliant financing: Operates strictly under Islamic principles, ensuring transactions are free from interest (riba) and adhere to ethical guidelines.
• Focus on gold collateral: Specializes in accepting various types and purities of gold (e.g., 916, 999) as security.
• "Comfortable" and "Friendly" environment: Based on customer reviews, the branch offers a welcoming and pleasant atmosphere for clients.
• "Best service" reported by customers: Indicating a high level of customer satisfaction with the staff and transaction process.
• Provides a crucial service for immediate liquidity: Offers a quick and accessible way for locals to obtain cash using their gold assets without resorting to conventional loans.
• Contributes to local economic well-being: Supports the community by providing ethical financial alternatives.

Based on the provided information and typical operations of Ar-Rahnu facilities, specific "promotions or special offers" in the traditional retail sense (like discounts or bundled deals) are not commonly offered. Ar-Rahnu facilities generally operate on fixed profit rates (or 'upah simpan' / safekeeping fees) and financing margins that are standardized across their network or set by regulatory guidelines for Islamic pawnbroking. The value proposition of My Ar-Rahnu Koguru Manir, therefore, lies in its adherence to Shariah principles, its transparent fee structure, and its service quality, rather than fluctuating promotional campaigns. However, some Ar-Rahnu operators may offer benefits such as competitive profit rates, higher margin of financing (up to a percentage of gold value), or flexible repayment terms which are inherent to their standard service model. Customers seeking the most up-to-date details on any unique terms or conditions that might offer added value are encouraged to contact the branch directly or visit their premises for a detailed consultation.

Address: LOT 14244 GM 10744 TINGKAT BAWAH BANGUNAN RUMAH KEDAI KG. TELOK MENARA, 21200 Kuala Terengganu, Terengganu, Malaysia

Phone: 09-638 0381

Mobile Phone: +60 9-638 0381

My Ar-Rahnu Koguru Manir in Kg. Telok Menara, Kuala Terengganu, is exceptionally well-suited for locals in Terengganu seeking ethical and immediate financial solutions. Its core suitability stems from its adherence to Islamic financial principles, making it a preferred choice for the Muslim community and anyone who values Shariah-compliant transactions, which are free from interest (riba). This aligns deeply with the cultural and religious fabric of Terengganu, offering a trustworthy alternative to conventional pawnbroking.

The positive customer feedback further reinforces its suitability. Reviews describe the service as "Comfortable" and "Friendly," indicating that the staff are approachable and the environment is welcoming. This is a critical factor for financial services, where customers often appreciate a reassuring and helpful experience, especially when dealing with personal assets like gold. The "Best service" remark underscores a high level of customer satisfaction, suggesting efficiency, professionalism, and a positive overall interaction.

Furthermore, its convenient location in Kampung Telok Menara ensures easy accessibility for residents within Kuala Terengganu. Being situated on the ground floor of a shop lot building enhances visibility and provides practical access for customers bringing their gold items. This localized presence means that immediate financial needs can be addressed without extensive travel, saving time and effort for busy individuals.

While one review mentions a need for improved shade for laundry customers in front of the premises during the rainy season, this feedback pertains more to ancillary facilities associated with the building rather than the core Ar-Rahnu service itself. It suggests a minor infrastructural suggestion for convenience in the overall vicinity, but does not detract from the quality of the financial service provided by My Ar-Rahnu Koguru Manir.

In conclusion, My Ar-Rahnu Koguru Manir is an excellent and highly recommended option for locals in Terengganu. It offers a crucial service of Shariah-compliant gold pawnbroking, providing quick and ethical access to funds. The combination of its trusted adherence to Islamic principles, confirmed by positive customer experiences regarding comfort and friendliness, and its accessible location, makes it an ideal financial partner for the community. For anyone in Terengganu looking for reliable, ethical, and customer-focused short-term financing against their gold, My Ar-Rahnu Koguru Manir is undoubtedly a top choice.

My Ar-Rahnu Koguru Manir/ Pajak Gadai Islam, Emas, 916, Ar-rahnu

LOT 14244 GM 10744 TINGKAT BAWAH BANGUNAN RUMAH KEDAI KG. TELOK MENARA, 21200 Kuala Terengganu, Terengganu, Malaysia