Rich Minds Wealth management (M) Sdn Bhd (Bersihnama.my)

In the dynamic financial landscape of Selangor, navigating debt management and credit issues can be a challenging journey for many. This is where Rich Minds Wealth Management (M) Sdn Bhd, operating under the familiar name Bersihnama.my, steps in as a dedicated and professional financial consultant. Established in 2019 and a Bumiputra-owned company, they are committed to providing crucial support for individuals facing financial crises, particularly those with "bad records" in CCRIS, CTOS, AKPK, or issues with high monthly commitments. Their slogan, "Setiap Insan Berhak Mendapat Peluang Kedua / Everyone Deserves A 2nd Chance," encapsulates their mission to offer hope and practical solutions.

Rich Minds Wealth Management (Bersihnama.my) is not a money lending service; instead, they specialize as a consulting firm, helping clients clean their financial records and restructure their commitments through legitimate channels, often via personal financing from selected banks. Clients have consistently lauded their approach, with reviews stating "Good service was given by MR.HAIRI and recommend trusted agency.." and "Good service. Very professional consultant esp En Shafiq." This article aims to provide a clear, engaging, and informative overview of Rich Minds Wealth Management (Bersihnama.my), detailing its strategic location, the specialized services it offers, its key features and highlights, any available promotions, and why it is an ideal and trusted partner for locals in Selangor seeking to overcome their financial challenges.

Rich Minds Wealth Management (M) Sdn Bhd (Bersihnama.my) is conveniently located at 29B, Jalan Memanda 7, Ampang Point, 68000 Ampang, Selangor, Malaysia. This prime location in Ampang Point is highly strategic, offering excellent accessibility for residents across Selangor, particularly those in the eastern and central parts of the state, as well as those in the immediate Kuala Lumpur vicinity. Ampang Point is a well-known commercial hub, easily recognizable and with established infrastructure.

For individuals driving, Ampang Point is readily accessible via major roads and highways connecting Ampang to various parts of Selangor and Kuala Lumpur, such as the AKLEH (Ampang-Kuala Lumpur Elevated Highway) and MRR2 (Middle Ring Road 2). Being situated within a commercial centre like Ampang Point typically means there are ample parking facilities, although parking availability might vary during peak hours. This convenience is crucial for clients who might need to bring various documents or prefer private consultations.

Public transportation also offers robust access to Ampang Point. The area is well-served by bus routes, and it is in close proximity to the Ampang LRT station, which is a major interchange. This makes it highly accessible for clients who rely on public transport, allowing them to reach the office conveniently for their scheduled consultations. The clear address within a prominent landmark ensures that both local residents and those from further afield can easily locate Rich Minds Wealth Management (Bersihnama.my) for their financial needs, reinforcing its suitability as a go-to financial consultant in Selangor.

Rich Minds Wealth Management (M) Sdn Bhd (Bersihnama.my) specializes in a crucial niche within financial consulting: helping individuals, particularly civil servants and selected private sector employees, resolve complex financial "bad record" issues. Their core services are specifically designed to address challenges related to credit health and debt management. Their commitment, as stated, is to "solve financial crises and increasingly pressing debt management problems among local people, especially among civil and private sector employees."

Their primary services include:

• CCRIS, CTOS, AKPK Record Resolution:
  • CCRIS (Central Credit Reference Information System) Clean-Up: Assisting clients in resolving issues related to their CCRIS reports, which reflect their credit repayment history with financial institutions. This involves identifying discrepancies and guiding clients through the process of improving their credit standing.
  • CTOS (Credit Tip-Off Service) Management: Providing consultation and solutions for individuals with adverse CTOS records, which compile credit information from various sources. Their goal is to help clients clear their names from these negative listings.
  • AKPK (Agensi Kaunseling dan Pengurusan Kredit) Consultation: Offering guidance and strategies for individuals who have been listed with AKPK due to debt restructuring or payment difficulties, helping them understand their options and work towards financial recovery.
• Blacklist Removal (SAA Bank/Other Blacklists): Specifically addressing issues where individuals have been blacklisted by banks or placed on Special Attention Accounts (SAA), which can severely impact their ability to secure new financing. They act as consultants to navigate the procedures for clearing these blacklists.
• High Monthly Commitment Resolution: Assisting clients who are burdened with excessively high monthly debt commitments. They provide strategic advice and explore options to restructure these commitments, often through personal financing from selected banks, to alleviate financial pressure.
• Personal Financing Consultation: While not a lender, they act as a "Perunding" (Consultant) to facilitate personal financing solutions with selected banks specifically for civil servants and eligible private sector employees. This is aimed at consolidating debts and resolving blacklist/bad record issues.
• Financial Situation Analysis and Justification: Providing in-depth analysis of clients' financial problems and offering justified solutions, as mentioned in their process "Analisa masalah Pelanggan dan justifikasi Penyelesaian oleh Konsultan bertugas."
• Transparent and Efficient Procedures: Committed to offering "Prosedur Telus, Efisyen & Mudah" (Transparent, Efficient & Easy Procedures), ensuring clients understand each step of the resolution process.

Rich Minds Wealth Management (Bersihnama.my) is legally registered with the Ministry of Finance Malaysia (MOF) and CTOS Data System, reinforcing their legitimacy and professionalism in offering these specialized financial consulting services. They offer initial consultations to assess problems and schedule detailed discussions.

Rich Minds Wealth Management (M) Sdn Bhd (Bersihnama.my) stands out with several key features and highlights that make it a trusted and effective financial consultant in Selangor, especially for those navigating complex credit and debt challenges. These attributes are directly supported by customer testimonials and their operational philosophy:

• Specialization in "Bad Record" Resolution: A primary highlight is their specific focus and expertise in resolving issues related to CCRIS, CTOS, AKPK, and various bank blacklists. This specialization means they have deep knowledge and proven strategies for these often-complex financial problems.
• Professional and Trusted Consultants: Customer reviews explicitly praise the professionalism and trustworthiness of their consultants, notably mentioning "MR.HAIRI" and "En Shafiq." This personal recommendation builds confidence in their service quality and integrity.
• "Everyone Deserves A 2nd Chance" Philosophy: Their campaign slogan resonates deeply with individuals facing financial difficulties. It highlights their empathetic approach and commitment to helping clients rebuild their financial standing, offering hope and practical pathways to recovery.
• Licensed and Registered Company: Being "Berdaftar secara sah dengan Kementerian Kewangan Malaysia (MOF) dan CTOS Data System" (Legally registered with MOF and CTOS Data System) is a crucial highlight. This demonstrates legitimacy, adherence to regulatory standards, and provides clients with assurance and peace of mind.
• Transparent, Efficient & Easy Procedures: Their commitment to "Prosedur Telus, Efisyen & Mudah" (Transparent, Efficient & Easy Procedures) is a significant feature. Clients can expect clear communication and a streamlined process, which is vital when dealing with sensitive financial matters.
• Proven Track Record of Success: While specific numbers were not available, their website mentions "Servis kami terbukti berjaya untuk membantu ANDA" (Our service is proven successful in helping YOU), implying a history of resolving client issues effectively.
• Expert Team with Over 10 Years of Experience: The company boasts "Tenaga Pakar berpengalaman lebih dari 10 tahun dalam Bidang Pengurusan Kewangan" (Expert Team with over 10 years of experience in Financial Management). This extensive experience provides credibility and assures clients of knowledgeable guidance.
• Focus on Civil Servants & Selected Private Sector Employees: Their targeted approach to assisting "Kakitangan Awam & Swasta" (Civil & Private Sector Employees) indicates a deep understanding of the financial structures and loan products relevant to these groups, allowing for tailored and effective solutions.

These features collectively establish Rich Minds Wealth Management (Bersihnama.my) as a highly credible, professional, and client-centric financial consulting firm, dedicated to helping Malaysians overcome their financial challenges.

As a professional financial consulting firm, Rich Minds Wealth Management (M) Sdn Bhd (Bersihnama.my) typically focuses on providing value through their expert services and successful outcomes rather than conventional commercial "promotions." However, they do offer several key benefits that can be considered "special offers" in the context of their service. These are designed to attract and provide initial relief to individuals seeking financial solutions:

• Free Initial Problem Analysis: A significant "offer" is their process of "Analisa masalah Pelanggan" (Customer problem analysis) by a consultant. While not explicitly termed "free," this initial assessment and justification of potential solutions (as per their "Prosedur") effectively functions as a no-obligation preliminary consultation. This allows prospective clients to understand their situation and potential remedies without immediate financial commitment.
• Specialized Expertise for Blacklist & High Commitment Issues: Their focused expertise in "bad record" issues (CCRIS, CTOS, AKPK, bank blacklist) and high monthly commitments, particularly for civil servants and selected private sector employees, is a continuous "specialized offer." Clients benefit from tailored solutions rather than generic advice.
• Commitment to a "Second Chance": Their core campaign "BERSIH NAMA" (Clean Name) and slogan "Setiap Insan Berhak Mendapat Peluang Kedua / Everyone Deserves A 2nd Chance" represent a powerful, ongoing "offer" of hope and practical pathways to financial rehabilitation. This is a crucial emotional and practical benefit.
• Transparent and Streamlined Process: The promise of "Prosedur Telus, Efisyen & Mudah" (Transparent, Efficient & Easy Procedures) is an invaluable "offer" of clarity and simplicity in navigating complex financial issues, reducing client stress and confusion.
• Opportunity for Debt Consolidation: Their service often involves facilitating personal financing to consolidate high-interest debts or resolve blacklist issues. This is a practical "offer" that can lead to lower monthly payments and a clearer path to financial recovery for eligible clients.

While they don't feature typical supermarket-style discounts, these inherent benefits, combined with their professional and empathetic approach, serve as compelling "offers" for individuals in Selangor seeking genuine and effective financial consultancy to rebuild their credit and manage their debts. Potential clients are encouraged to utilize the initial consultation to understand how these "offers" can directly apply to their specific financial challenges.

For individuals in Selangor seeking professional financial consultation to address credit and debt issues, Rich Minds Wealth Management (M) Sdn Bhd, operating as Bersihnama.my, can be reached through the following contact details:

Address: 29B, Jalan Memanda 7, Ampang Point, 68000 Ampang, Selangor, Malaysia

Phone: 03-4265 0887

Mobile Phone: +60 3-4265 0887 (This number is also listed as a WhatsApp Line on their website, +60105110882, indicating direct messaging options for customer care.)

Email: customercare@bersihnama.my

Operating Hours:

• Monday – Friday: 9.00 am – 5.00 pm
• Saturday: 9.00 am – 2.00 pm
• Sunday & Public Holidays: Closed

Clients can utilize these contact methods to:

• Schedule an initial consultation to discuss their financial problems (CCRIS, CTOS, AKPK, blacklist, high monthly commitment).
• Inquire about the services offered, eligibility criteria (e.g., for civil servants/selected private sector).
• Follow up on ongoing cases or provide necessary documentation.
• Seek clarification on their financial rehabilitation process.

The availability of multiple contact channels, including a dedicated email and a WhatsApp line in addition to the phone numbers, demonstrates Rich Minds Wealth Management (Bersihnama.my)'s commitment to accessible client communication, ensuring that those in need of financial consultation can easily reach out and receive the professional assistance they require.

Rich Minds Wealth Management (M) Sdn Bhd (Bersihnama.my) is exceptionally suitable and a highly recommended choice for locals in Selangor who are grappling with financial challenges, particularly those related to credit health and debt management. Several key factors make them an ideal partner in navigating these often-stressful situations.

Firstly, their highly specialized focus on resolving "bad records" such as CCRIS, CTOS, AKPK, and bank blacklists directly addresses a prevalent and critical issue faced by many Malaysians. This specialization means they possess in-depth knowledge and proven strategies, offering tailored solutions rather than generic advice. For locals struggling with these specific problems, this targeted expertise is invaluable, as it directly impacts their ability to obtain loans, manage finances, and regain financial stability.

Secondly, the consistently positive customer reviews, praising the "Good service" and "very professional consultant esp En Shafiq," build immense trust and confidence. In a sensitive area like financial consulting, knowing that you are dealing with a "trusted agency" and professional individuals like Mr. Hairi and En. Shafiq is paramount. This personal touch and verified professionalism assure clients that their financial well-being is in capable and ethical hands.

Furthermore, their commitment to providing a "second chance" and offering "transparent, efficient & easy procedures" aligns perfectly with the needs of individuals who are often feeling overwhelmed and uncertain. They offer a clear pathway to resolution, empowering clients to understand and actively participate in their financial recovery process. The fact that they are a legitimate, MOF and CTOS-registered company also provides a crucial layer of security and credibility, assuring Selangor residents that they are engaging with a reputable firm.

Lastly, their strategic location in Ampang Point, a well-known and accessible commercial hub in Selangor, complete with convenient operating hours and multiple contact options (phone, mobile, email, WhatsApp), ensures that their professional services are within easy reach for a broad segment of the local population. For civil servants and selected private sector employees, their targeted approach offers a unique advantage in securing relevant financing solutions.

In conclusion, Rich Minds Wealth Management (Bersihnama.my) is more than just a consultant; it is a dedicated partner offering a lifeline to locals in Selangor striving for financial freedom and a fresh start. Their specialized expertise, trusted professionalism, empathetic approach, and convenient accessibility make them an ideal and highly suitable choice for anyone needing expert guidance on their journey to financial rehabilitation.

Rich Minds Wealth management (M) Sdn Bhd (Bersihnama.my)

29B, Jalan Memanda 7, Ampang Point, 68000 Ampang, Selangor, Malaysia